"competency, thoroughness, and integrity"

"unparalleled understanding of life insurance products:

"a very credible and persuasive witness"

"an impressive level of insurance expertise"

Theodore E. Affleck, CLU & Associates offers the following consulting services:

Life Insurance Company Products

Mr. Affleck will consult in the areas of:
  • Training and supervision
  • Marketing and sales materials (including illustrations)
  • Competitive support materials
  • In-force policy analysis
  • Design, features and suitability

Consulting Services and Expert Witness Testimony in Litigation / Arbitration / Mediation Involving Life Insurance Company Products

  • Sales practices and sales illustrations
  • Policy performance
  • Product features and design provisions
  • Replacements 
  • Class action lawsuits regarding increases in current cost of insurance (COI) rates 

Mr. Affleck has analyzed legal cases from the perspectives of both plaintiffs and defendants.

Mr. Affleck does not accept employment on behalf of plaintiffs in any cases brought against MassMutual or any of its affiliated or predecessor companies.

Potential Clients:

  • Law firms engaged in litigation involving life insurance company products
  • Life Insurance company Legal Departments
  • Law firms engaged in trust and estate planning
  • Life insurance company illustration software vendors
  • Trust Departments
  • Third party administrators

Contact Theodore E. Affleck via email, phone, or letter as the initial step in the process of determining if he would be a suitable expert / resource for your company